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Galveston Texas Auto
Insurance Requirements
In Galveston Texas, the minimum Vehicle Liability Requirements are 30/60/25. That's 30,000 Per accident for bodily injury per person, 60,000 per accident aggregate for bodily injury, 25,000 Property damage liability per covered accident. This provides a total of up to 85,000 for each covered accident.
In order to meet Texas financial responsibility requirements your policy must have at least these limits. The policy must be issued by an insurer authorized to do business within the state. Although 85 K is the minimum coverage requirements, higher limits are available from most insurers if desired.
Failure to Maintain
Currently, Failure to maintain Financial Responsibility carries a hefty fine and several other penalties including Suspension of your Drivers License. An SR22 Filing Requirement is usually imposed before you can get the suspension lifted.
Texas has recently instituted an annual fine of 100 dollars that persists for 2 years after the date of suspension which must be paid in order to maintain your driving privileges.
As a result it now typically costs an individual up to 900 dollars or more in fines and filing fees after an infraction for driving in the without adequate Financial Responsibility or Insurance.
Important Notices
As of March 1, 2007, Galveston and the state of Texas has implemented by enacted legislation a requirement that auto insurers doing business within the state must report all insured's Effective policy dates, Expirations and Cancellations to a statewide database for use by law enforcement. This will enable law enforcement to verify coverage validity at the scene or even before pulling a driver over. This will also enable law enforcement officers to quickly ascertain if the driver has presented them with an Expired, Canceled or otherwise invalid auto insurance card.
License Address Update
It is important that your Drivers License Galveston address information be correct and up to date with your Licensing Authority. You will usually receive any notice from them regarding the status of your driving privileges at the home address listed on your license
Many people have found only after months or sometimes years later that they have been driving on a Suspended License. This is usually the result of outdated address information on file with the State of issue.
Galveston Texas Drivers are invited to request an insurance quote by email or use our instant online insurance rater to get an immediate car insurance rate indication using the instant insurance quote button.
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