Liability Insurance
The minimum requirements for Auto
Liability
insurance in
Texas are 30,000 Per accident for bodily injury per person,
60,000 per accident aggregate for bodily injury, 25,000 Property damage
liability per covered accident. This provides up to 85 thousand dollars each
occurrence.
Some options
In order to meet financial responsibility requirements for your
possible liability. Auto insurance liability coverage must have at least these
limits. The policy must be issued by an insurer authorized to do business within
the state. Although 85 thousand is the minimum, higher limits are available from
most insurers if desired. If your looking for a progressive insurance agency
you've come to the right place. At our web insurance depot you can try our
Instant Online Rater and
compare car insurance rates today.
Failure to Maintain
Currently, Failure to maintain required insurance or
Financial Responsibility carries a
hefty fine and several other penalties including Suspension. An SR22 Filing
Requirement is usually imposed before you can get the suspension lifted. The
state has recently instituted an annual fine that persists for 2 to 3 years in
order to maintain your driving privileges.
Instant Auto Insurance Quotes
You can now get an
instant car insurance quote form the our web site. Just click on the button
above to get your instant auto insurance quote today.
Important Notices
As of April, 2008, progressive insurance legislation now requires
that insurers report all insured's Effective policy dates, Expirations and
Cancellations to a database for use by law enforcement. This will enable law
enforcement to verify coverage validity at the scene or even before pulling a
driver over. This will also enable law enforcement officers to quickly ascertain
if the driver has presented them with an Expired or canceled card.
Drivers may in the near future find that their drivers and
vehicle registration have been automatically suspended due to a loss of, or a
lapse in coverage. Many areas have already implemented this method of use.
License Address Update
It is important that your address information be correct and up
to date with your local Licensing Authority. You will usually receive any notice
from them regarding the status of your driving privileges at the home address we
last listed.
Many people have found only after months or sometimes years later
that they have been driving on a Suspended License. This is usually the result
of outdated information on file.
Important Notices
New legislation requires that insurers must report all Effective
auto insurance policy dates, Expirations and Cancellations to the statewide
CARS database. This will facilitate law enforcement to verify insurance coverage
on the scene or even before pulling a driver over. This will also enable officers to quickly ascertain if the driver has presented them with an Expired or canceled or otherwise invalid
insurance card.
If the scenario follows the usage rules currently followed by many other states. Drivers may in the near future find that their drivers license and car or vehicle registration has been automatically suspended due to a loss of, or a lapse in
insurance coverage even though no traffic violation has occurred. Many states have already implemented this method of use.
