Texas Home Owners and Dwelling
Insurance
Coverage forms for Condo and Residential Risks are available at
this time. Forms HOA, HOB, HOC, DP1. Fire.
Programs with Credit Score or Non Credit Scored
factoring.
Good or
bad credit is not an issue with our new non scored "Hassle Free" HOA Policy
Coverage can be effected same day or following day in most cases.
Coverage can not start before we have received
your completed application. For your convenience, an online
application
is in the
forms
page of the web site. The form can be printed or submitted over the web.
Direct bill is now available on all personal lines.
If electrical wiring , plumbing and roof have all been
updated in the last 20 years then you can get a rating discount by using the
first remodeling date as the age of the structure. Up to a 10% credit.
Are you living on 1 or more acres? With or without
hobby animals, you can now qualify for our personal lines program, No need for a
Farm and Ranch type policy. If AG sales are less than $5000/yr- you can still go
in our personal residential programs.
We now offer $5000 of accidental water damage on a DP1
on a standard Fire, EC, Vmm policy for a flat $100 AP. This applies to a tenant
or owner occupied.
Rental Property
Residential
Rental Property Insurance
" For Let "
properties can be covered on DP1. Commercial lines see the
Commercial
page on this site.
Apartment House Program
For clients that operate Apartment
Houses with between 10 and 50 units. This is a package or BOP type policy
covering Basic, Broad or Special perils and with values of $25,000 to $2.5
Million per location in all counties except tier 1.
We can provide
Building, Contents, Rents, Liability and Crime as well as the tenants contents
extension clause. Risks do not need to be loss free.
Rates are very
competitive with other underwriters of this trade group.
Commercial Property Program
We
have a new facility that will accept most any type of commercial
risks where
the values are up to $5,000,000
per location.
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