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Texas Auto
Insurance Requirements
In Texas, the minimum
Auto Liability
Requirements are 25,000 Per accident for
bodily injury per person, 50,000 liability per accident
aggregate for bodily injury, 25,000 Property damage per covered auto accident. This provides a total of up to
75,000 for each covered auto accident.
In order to meet Texas
Auto Insurance and state financial responsibility
requirements you must have at least these limits. Your Auto
Insurance policy must be issued by an insurer authorized
to do business within the state. Although 75 K is the state's
minimum requirements, higher limits are available from most
insurers if desired. |
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Texas Homeowners Insurance
- Dwelling Coverage
Quotes for most
"Texas Home Insurance" and Condo Risks
are available at this time. Forms HOA, HOB, HO2, HOC, DP1,
Fire. Low Cost Texas Home Insurance Plus.
Dallas,
Fort Worth,
Fort Bend.
Homeowners Quotes are
available with Credit Score or Non Scored factoring. Good
or bad credit is not an issue with our new no credit
check HOA / HO1 policy. Coverage can
be effected same day or following day. Coverage
can not start before we have received your completed application.
For your convenience, a
Home Owners Insurance Plus application
is in the
forms
page of the web site.
The application can be printed or submitted over the web.
If your homes electrical wiring
, plumbing and roof have all been updated in the last
20 years then you can get a rating discount by using
the first remodeling date as the age of the home. Up
to a 10% credit.
Homeowners living on 1 or
more acres, with or without hobby animals, can now qualify
for our homeowners program, No need for a Farm and Ranch
type policy if AG sales are less than $5000 per year
you can still go in our Homeowner programs.
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Landlords
Insurance
Plus
Residential
Rental Property
Insurance "For Let"
properties can be covered on DP1 and DP2. Commercial
Property lines see the
Commercial Insurance section |
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Apartment
House Insurance
For clients
that operate Apartment Houses with between 10 and 50 units.
This Landlords Insurance program is a package or
BOP type policy covering Basic, Broad or Special perils
and with values of $25 thousand to $2.5 Million per
location in all counties except tier 1.
We can provide Building, Contents,
Rents, Liability and Crime as well as the tenants contents
extension clause. Risks do not need to be loss free.
Rates are very competitive with
other underwriters of this business trade group. |
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Professional Liability
General Liability
Malpractice |
Errors and Omissions
Operations Completed |
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Commercial Property Insurance
We have a new facility that
will accept commercial property risk with values up to $11 million per location. |
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This Program is principally
for: |
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Apartments (less than 35 years
old)
Churches
Condos
Convenience Stores with or without
gas
Grocery Stores
Hotels (Chains and independents)
Offices |
Manufacturing Facilities
Motels (chains and independents)
Restaurants
Shopping Centers
Shopping Malls
Warehouse Facilities
Homeowners Associations |
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