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Fire DP1 DP2 DP3
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Texas Independent Insurance Agency
One Stop Online Source for Property And Casualty Insurance Plus.
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Auto Insurance
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In Texas, the minimum Auto Liability Insurance Requirements are 25,000 Per accident for bodily injury per person, 50,000 liability per accident aggregate for bodily injury, 25,000 Property damage per covered auto accident. This provides a total of up to 75,000 for each covered auto accident.
In order to meet Texas Auto Insurance and state financial responsibility requirements you must have at least these limits. Your Auto Insurance policy must be issued by an insurer authorized to do business within the state. Although 75 K is the state's minimum requirements, higher limits are available from most insurers if desired.
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Homeowners Insurance
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Texas Homeowners Insurance - Dwelling Coverage
Quotes for most "Texas Home Insurance" and Condo Risks are available at this time. Forms HOA, HOB, HO2, HOC, DP1, Fire. Low Cost Texas Home Insurance Plus. Dallas, Fort Worth, Fort Bend.
Homeowners Quotes are available with Credit Score or Non Scored factoring. Good or bad credit is not an issue with our new no credit check HOA / HO1 policy. Coverage can be effected same day or following day. Coverage can not start before we have received your completed application. For your convenience, a Home Owners Insurance Plus application is on the forms page of the web site. The application may be printed or submitted over the web.
If your homes electrical wiring , plumbing and roof have all been updated in the last 20 years then you can get a rating discount by using the first remodeling date as the age of the home. Up to a 10% credit.
Homeowners living on 1 or more acres, with or without hobby animals, now qualify for our homeowners program, No need for a Farm and Ranch type policy if AG sales are less than $5000 yearly you can still go in our Homeowners Insurance programs.
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Landlords Insurance
Residential Rental Property Insurance "For Let" properties covered on DP1 and DP2. Commercial Property lines see the Commercial Insurance section
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Apartment House Insurance
For clients that operate Apartment Houses with between 10 and 50 units. This Landlords Insurance program is a package or BOP type policy covering Basic, Broad or Special perils and with values of $25 thousand to $2.5 Million per location in all counties except tier 1.
We provide Building, Contents, Rents, Liability and Crime as well as the tenants contents extension clause. Risks do not need to be loss free.
Rates are very competitive with other underwriters of this business trade group.
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General Liability
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Professional Liability Quotes
General Liability
Malpractice
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Operations Completed
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Commercial Property Insurance
Insurance Plus
now has a new broker facility that will accept commercial property risk with values up to $11 million each location.
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This Program is principally for:
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Apartments (less than 35 years old)
Churches
Condos
Convenience Stores with or without gas
Grocery Stores
Hotels (Chains and independents)
Offices
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Manufacturing Facilities
Motels (chains and independents)
Restaurants
Shopping Centers
Shopping Malls
Warehouse Facilities
Homeowners Associations
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