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Insurance Plus, Texas Auto Homeowners and Commercial insurance

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Auto Insurance in Texas

Auto Insurance in TexasIn Texas, the minimum Auto Liability Insurance Requirements are 30,000 Per accident for bodily injury per person, 60,000 liability per accident aggregate for bodily injury, 25,000 Property damage per covered auto accident. This provides a total of up to 85,000 for each accident.

In order to meet state financial responsibility requirements you must have at least the above policy limits on your Auto Insurance in Texas. Your policy must be issued by an insurer authorized to do business within the state. Although 85 K is the state's minimum requirements, higher limits are available from most insurers if desired.

Homeowners Insurance in Texas

Texas Home owners Insurance - Dwelling Coverage

Coverage is available for most Texas Home Insurance and other Property Risks at this time. Forms HOA, HOB, HO2, HOC, DP1, Fire. Low Cost Texas Home Insurance in Dallas Fort Worth and Texas Wide.

Homeowners Quotes are available with Credit Score or Non Scored factoring here at Insurance Plus. Good or bad credit is not an issue with our new no credit check HOA / HO1 policy. Coverage can be effective same day or following day. Coverage can not start before we have received your completed application. For your convenience, a Home Owners Insurance application is on the forms page of the website. The application may be printed or submitted over the web.

HOA HOB HOC Home Insurance in texasIf your homes electrical wiring, plumbing, HVAC and roof have all been updated in the last 20 years, then you can get a discount rated policy by using the first remodeling date as the age of the home to receive up to a 10% credit.

We have coverage available for all Texas Protection Class codes

Home owners living on 1 or more acres, with or without hobby animals, now qualify for our homeowners program, No need for a Farm and Ranch type policy if AG sales are less than $5000 yearly you can still go in our residential programs. It's a great time to shop for new home insurance in Texas.

Landlords Insurance

Residential Rental Property Coverage "For Let" properties and stand alone landlords insurance risks can be covered on DP1 and DP2. For Texas Commercial Property lines see the Commercial lines page of the website.

Insurance for Apartment Buildings

FTexas Landlords Home Insurance DP1 DP2 DP3or clients that operate Apartment Houses with between 10 and 50 units, this Landlords Insurance program is a package or BOP type policy covering Basic, Broad or Special perils and with values of $25 thousand to $2.5 Million per location in all Texas counties except tier 1.

We provide Building, Contents, Rents, Liability and Crime as well as the tenants contents extension clause. Risks do not need to be loss free.

Rates are very competitive with other underwriters of this Texas business trade group.

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Commercial Property Insurance

Insurance Plus now has a new broker facility that will accept commercial property risk with values up to $11 million each location.

This Program is principally for:




Convenience Stores with or without gas

Grocery Stores

Hotels (Chains and independents)


Manufacturing Facilities

Motels (chains and independents)


Shopping Centers

Shopping Malls

Warehouse Facilities

Homeowners Associations

Contractors Insurance

Contractors Liability InsuranceContractors General Liability Insurance is coverage that protects a contractor against injury or damage claims made by other parties.

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