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Texas SR 22
Insurance
What is an SR22 ?
Generally, An SR 22 filing
requirement is due to a traffic infraction. Failure to comply with the
SR22 filing requirement usually will result in suspension of driving
privileges. DWI's DUI's and Tickets for Driving Without Financial
Responsibility or " no Insurance ", occasionally there may be other
reasons a filing is required or otherwise desired. The SR22 Form requested by a licensing
authority can be issued by a appropriately licensed Insurer. The Insurance represented
must meet the minimum limits for your state. In Texas 20/40/15 or 55
total is the minimum required coverage. The face of the form
indicates verifiable financial responsibility from the Insurer to the
state on behalf of the named insured.
SR22 Filing
Same Day Service
We can in most cases have
your SR22 form ready and available as a same day service
when you effect coverage. You have the following options for the filing
of your form..
1. We can File it To the State Capital of For you.
2. You can file it yourself at your local Drivers License office.
3. Occasionally you may wish to have your attorney handle the matter for
you, in which
case we will provide the SR 22 form to you for your attorney's use.
License Suspended
If you've already had your
License suspended and an SR22 is required. You will need to file
the form with the appropriate fines or fees before your license
suspension will be lifted.
Filing Term
In Texas the customary
required filing term is for 2 years from the date of order or
suspension.
During this time you must
maintain an SR22 filing in order to keep your license valid and current.
If your Insurance policy expires, is cancelled or ceases coverage for
any reason. The insurer is required by law to notify the ordering State.
Penalty for Failure to
Maintain SR 22
When notice that your
coverage and SR 22 filing is no longer valid is received by the State
Licensing Authority, and if your filing period requirement has not yet
been met, The Drivers License is generally suspended again until such
time as a replacement SR 22 is filed again, by an Insurance Company.
It is important during this
time that your Drivers License address information be correct and up to
date with your State Licensing Authority. You will usually receive any
notice from them regarding the status of your driving privileges at the
home address listed on your license
Many people have found only
after months or sometimes years later that they have been driving on a
Suspended License. This is usually the result of outdated address
information on file with the State of issue
It is important to keep this
information up to date because this is the address at which you will be
sent notices about your license, including, Renewals and Notices Of
Suspension.
SR22 Auto Insurance
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