Statewide Contractor Coverage · Independent Agency Support

Texas Contractor Insurance Quotes

Review Texas contractor insurance for your trade, equipment, vehicles and job requirements. Request coverage through Insurance Plus and our Dallas office.

Get a Contractor Quote Call 214-351-4097

Serving Texas since 1997 • Licensed independent insurance agency • Direct quote support

Accepted Payment Methods

Major credit cards and EFT/ACH may be accepted depending on provider eligibility, down payment rules, billing plan, and policy type.

VISA AMEX DISC ACH EFT

Payment plans, down payments, premium financing, and automatic payment choices vary by provider and policy.

Texas contractor crew working on a concrete project

Statewide Coverage Review

Review Insurance for the Work You Perform

Contractors face different risks depending on their trade, projects, employees and equipment. A remodeling business, electrical contractor and roofing crew may need different policy terms even when each customer asks for a general liability certificate. Explain the work you accept and the operations you subcontract.

General liability and completed-operations review
Tools, equipment, vehicles and business property
Employee injury coverage and subcontractor questions
Certificates, required limits and contract endorsements

Ready to Review Your Coverage?

Share your trade, revenue, payroll, subcontractor use, claims and requested limits. Include any written insurance requirements or certificate deadline.

Get a Contractor Quote

Independent agency help • Secure online request • Statewide support

Coverage to Discuss

Review each coverage separately so the policy reflects your business and the requirements of your jobs.

General liability

Review covered third-party injury and property damage claims, operations and completed operations. Restrictions and exclusions matter.

Tools and equipment

Discuss portable tools, owned and rented equipment, transit, storage and job-site theft conditions.

Commercial auto

Review business vehicles, drivers, trailers and how vehicles are used.

Workers compensation

Review employee injury coverage separately from liability protection for customers and other third parties.

Business property

Discuss a shop, office, stored materials, equipment and business income needs.

Umbrella / excess

Review additional limits and whether the underlying policies and contract requirements qualify.

Insurance by Contractor Trade

Select your trade for coverage questions relevant to your work.

Electrical contractors

Electrical contractors work around energized systems, occupied buildings and valuable customer equipment. Tell us about your actual electrical work so we can review liability coverage, tools, vehicles and contract requirements together.

Review coverage

Painting contractors

From interior repainting to exterior commercial projects, painting work can expose customers’ property, your crew and your equipment to different risks. Review insurance around the jobs you perform and the contracts you accept.

Review coverage

Roofing contractors

Roofing businesses need insurance reviewed around roof types, work heights, installation methods and subcontractors. Tell us what you do before relying on a certificate or a general contractor’s requested limits.

Review coverage

HVAC contractors

Heating and air conditioning businesses move between service calls, equipment installations and ongoing maintenance. Review coverage for the work you perform, the tools you carry and the customers who rely on your installations.

Review coverage

General contractors, remodelers, handymen, carpenters and other trades can also use the contractor quote form.

What affects your contractor insurance quote?

Your trade is only part of the picture. Insurers may consider revenue, payroll, subcontractor costs, project types, work heights, prior claims and requested limits. A growing business should update its description when it begins new operations. Provide estimates when final figures are unavailable, and let us know about a deadline so we can identify what information is still needed.

Certificates and endorsements deserve separate review

A certificate of insurance summarizes certain policy information. It does not change coverage. Additional insured status, waiver of subrogation and primary and noncontributory wording depend on the appropriate policy provisions or endorsements. Send the written requirements rather than relying on a verbal request for a certificate. Availability and any additional charge depend on the insurer and the risk.

Tools, Job Sites and Specialized Work

Tell us about the operations your business actually performs.

Roofing contractor working on a shingle roof — Roof types, working heights and installation methods deserve specific review.

Electrical contractor inspecting an electrical panel — Electrical operations and completed installations can involve different risks.

Outdoor air conditioning units — HVAC service, installations, equipment and contracts should be described accurately.

Information to have ready

Bring a short description of your operations, estimated annual revenue and payroll, employee count, subcontractor usage and current coverage information. Explain prior claims and provide the limits requested by customers. The initial form does not need Social Security numbers or driver’s license numbers. An agent may request further underwriting information after reviewing your request.

Accurate description of operations and project types
Estimated revenue, payroll and subcontractor costs
Current coverage, claims and desired effective date
Customer contracts and requested endorsements

Independent Agency Support

Insurance Plus is a licensed independent Texas retail agency. Your quote request goes directly to our Dallas office for review. Insurer eligibility depends on the work you perform, requested coverage and underwriting information.

A certificate summarizes certain policy information; it does not change coverage. Requested terms must be confirmed through the appropriate policy provisions or endorsements. Submitting a form does not bind or change insurance.

Request Coverage Review