|
Texas Home Owners
and Dwelling Insurance
Home Insurance Coverage
forms for most Texas Home and Condo Property Risks are available at this time.
Forms HOA, HOB, HOC, DP1. Fire.
Home Insurance Programs are
available with Credit Score or Non Credit Scored factoring.
Good
or bad credit is not an issue with our new non
scored “Hassle Free”
HOA program
Coverage can be effected
same day or following day in most cases.
Coverage can not start
before we have received your completed application. For your
convenience, an online
Texas Home Insurance
application is in the
forms page of the
web site. The form can be printed or submitted over the web.
Direct bill is
now available on all personal lines programs.
If
electrical wiring , plumbing and roof have all been updated
in the last 20 years then you can get a rating discount by
using the first remodeling date as the age of the home.
Up to a
10% credit.
Homeowner
living on 1 or more acres, with or without hobby animals, can now qualify for our homeowner program, No need for a
Farm and Ranch type policy. If AG sales are less than
$5000/yr- you can still go in our Homeowner programs.
We now offer
$5000 of accidental water damage coverage on a DP1 on a
standard Fire, EC, Vmm policy for a flat $100 AP. This
applies to a tenant or owner occupied home.
Rental property
Residential
Rental Property Insurance
" For Let " properties in most cases can be covered on DP1. Commercial
Property lines see the commercial
Commercial
Insurance
section.
Apartment House Program
Program for clients that operate Apartment Houses with
between
10 and 50 units.
This program is a package or BOP type policy covering
Basic, Broad or Special perils and with values of $25,000 to
$2.5 Million per location in all counties except tier 1.
We can provide Building,
Contents, Rents, Liability and Crime as well as the tenants
contents extension clause. Risks do not need to be loss
free.
Rates are very competitive with
other underwriters of this business trade group.
Commercial Property Program
We
have a new facility available that will accept most any
type of commercial
risks where
the property values are up to $5,000,000 per
location.
|
