The facility is available in most states and Insurance
coverage can be Fire, Ec, Vmm or All Risk with
without flood or earthquake.
Coverage not available in tier
1 and 2 areas. This new program will offer coverage at competitive
pricing and the rates. Commercial Property lines see the
Commercial Insurance section
Texas Home Owner Insurance and Dwelling
Coverage forms for most Texas home Owner and Property Risks are
available at this time. Insurance Forms HOA, HOB, HOC, DP1. Fire.
Programs are available with Credit Score or Non
Credit Scored factoring. Good or bad
credit is not an issue with our new non scored "Hassle Free" HOA program
Coverage can be effected same day or following day in most cases.
Coverage can not start before we have received
your completed application. For your convenience, an online
application is in the
forms page of the website. The form can be
printed or submitted over the web.
Direct bill is now available on all personal lines
If electrical wiring , plumbing and roof have all been
updated in the last 20 years then you can get a rating discount by using the
first remodeling date as the age of the structure. Up to a 10% credit.
Home Owner living on 1 or more acres, with or without
hobby animals, can now qualify for our homeowner program, No need for a Farm and
Ranch type policy. If AG sales are less than $5000/yr- you can still go in our
Home owner programs.
We now offer $5000 of accidental water damage coverage
on a DP1 on a standard Fire, EC, Vmm policy for a flat $100 AP. This applies to
tenant or owner occupied Home.