Insurance Plus

Texas Auto Insurance Requirements     

In Texas, the minimum Vehicle Liability Requirements are 25/50/25. That's 25,000 Per accident for bodily injury per person, 50,000 per accident aggregate for bodily injury, 25,000 Property damage liability per covered accident. This provides a total of up to 75,000 for each covered accident.

In order to meet Texas Auto Insurance and state financial responsibility requirements your policy must have at least these limits. The policy must be issued by an insurer authorized to do business within the state. Although 75,000 is the state's minimum coverage requirements, higher limits are available from most insurers if desired.

Texas Homeowners Insurance - Dwelling Insurance

Coverage forms for most "Texas Home Insurance" and Condo Property Risks are available at this time. Forms HOA, HOB, HO2, HOC, DP1, Fire. Low Cost Texas Homeowners Insurance Plus.

Homeowners Insurance Programs are available with Credit Score or Non Credit Scored factoring. Good or bad credit is not an issue with our new no credit score Texas Homeowners Insurance Forms HOA / HO1 programs Coverage can be effected same day or following day in most cases. Coverage can not start before we have received your completed application. For your convenience, an online Texas Home Insurance Owners application is in the forms page of the web site. The form can be printed or submitted over the web.

Landlords Insurance Plus

Residential Rental Property Insurance "For Let" properties in most cases can be covered on DP1. Commercial Property lines see the Commercial Insurance section

Apartment House Insurance

Program for Texas clients that operate Apartment Houses with between 10 and 50 units. This Landlords Insurance program is a package or BOP type policy covering? Basic, Broad or Special perils and with values of $25,000 to $2.5 Million per location in all counties except tier 1.

We can provide Building, Contents, Rents, Liability and Crime as well as the tenants contents extension clause. Risks do not need to be loss free.

Rates are very competitive with other underwriters of this business trade group.

Commercial

General Liability

Professional Liability

General Liability

Malpractice Insurance

Errors and Omissions

Operations Completed

Commercial Property Insurance

We have a new facility available that will accept most any type of commercial risks where the property values are up to $5,000,000 per location.

This Program is principally for:

Apartments (less than 35 years old)

Churches

Condos

Convenience Stores with/without gas

Grocery Risks

Hotels (Chains and independents)

Offices

Manufacturing Risks

Motels (chains and independents)

Restaurants

Shopping Centers

Shopping Malls

Warehouse Risks

Home Owners Associations