As a tradesman and a business
owner you know the risk you face are unique. You need an Insurance Agent who
agrees with your philosophy. Prompt professional service is what you need when
your under a deadline. Most of our Professional Contracting clients can expect
to confirm and receive evidence of coverage under a new contractors insurance
policy within an hour or 2. Same day or
next day coverage is available on most product markets.
Casualty Insurance consists primarily of liability coverage, which protects
a contractor against injury or damage claims made by other parties. Policies provide for liability arising out of:
Premises and Operation
Fire Damage Liability (damage by fire to premises rented to insured)
Personal and Advertising Injury
You may want to consider a Business Owners Insurance Package which combines your
Liability Insurance, Business Property and other types of coverage into one comprehensive
policy which could help you save time and money on your contractor insurance in
Texas. And, since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella
where appropriate. We can tell you more about these plans and help you decide if
one is right for you.
Commercial Property Insurance covers the risk of property loss in a variety of situations.
Coverage can include commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Property Insurance may cover two types of property losses:
Direct losses may be covered when property is lost, stolen, damaged or destroyed.
Indirect or consequential losses related to direct losses may also be covered.
BUSINESS AUTO INSURANCE
Business auto insurance covers vehicles that are owned, leased, hired or borrowed by
your contracting businesses, whether you are a contractor, an association, corporations, partnerships or sole proprietorships. Business auto
insurance plans may be used to insure private passenger autos and all types of trucks, trailers, semi trailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverage and deductibles and about tailoring a Business Auto plan that's right for you and your business.
General Liability insurance for Electricians in Texas.
HOW WE CAN HELP YOU
We use our experience and
expertise in the insurance business to bring insurance
consumers together with respected insurance providers so
that the providers compete for your business. We work with
electricians and insurance underwriters to get the best coverage at the most affordable
All Insuring Markets that your request are matched with have been prequalified and Rated as B+ or A. Most providers you will find to be A+ Rated Underwriters or Agent Brokers of A Rated Underwriters. The Minimum Company Rating currently accepted is B+. Many Personal Lines liability quotes do not require credit scoring though some markets will decline to quote without it. Most all Commercial lines will require Business or Guarantor Credit Scoring.
You may submit your
electrical liability insurance
needs to us for evaluation and to get an online quote using
the button above. We will work with you to tailor a program
that meets your General Liability Insurance needs and fits your budget. Whether you need
Professional Liability coverage, Commercial Business
coverage, Equipment, Inventory, or even Commercial Auto
insurance, we offer our expertise and personal attention.
Texas Quotes are available in all
insurance lines, Auto, Homeowners, Commercial and Professional lines.
Liability Insurance in broad terms is coverage that can provide protection for certain actions or inactions of the named insured that may result in a financial liability. Direct or indirect losses can arise for which an insured might be held financially liable.
One never knows when a Liability claim may arise our of our daily activities.
Personal and work related issues can lead to unexpected consequences. It is not
always necessary for electrical contractors to be found
directly at fault in a claim in order to held liable. So, a good comprehensive
insurance policy is the best choice for ultimate security and protection. Legal defense costs are standard on all policies.
Texas Contractors Insurance.