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Garland Homeowners are some of the proudest and friendliest people you can meet. For most of us, the biggest investment we are likely to make is in our home. That's why we want to protect this sizable financial investment with a comprehensive homeowners protection plan. Your home purchase is an investment deserving the best protection available.

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Basic Protection You Need

For Your Texas Home main structure

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Your personal belongings - furniture, clothing, appliances, etc.

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Homeowner Additional Coverage Form

Garland Home Insurance and Dwelling Coverage

Coverage for most Texas Property Risks are available at this time. Forms HO1, HO2, HO3, DP1, DP2. Fire.

Programs are available with Credit Score or Not Credit Scored factoring. Good or bad credit is not an issue with our new non-scored Hassle Free HO1 Policy

Coverage effected same day or following day in most cases.

Coverage can not start before we have received your completed application. For your convenience, an online Homeowners Application is in the forms page of the website. The form may be printed or submitted over the web.

Electrical wiring, plumbing and roof updates in the last 20 years get a rate discount of up to 10 percent by using the first remodeling date as the age of the structure.

Garland Homeowners living on 1 or more acres, with or without hobby animals, now qualify for our homeowner program, No need for a Farm and Ranch type policy. If AG sales are less than $5000/yr- you can still go in our Homeowner programs.

We now offer $5000 of accidental water damage cover on a DP1 on a standard Fire, EC, Vmm  policy for a flat $100 AP. This applies to a tenant or owner occupied.

Rental  property

Residential Rental Property " For Let " Single and Multi-family up to 8 unit properties in most cases can be covered on the DP1. Commercial Property lines see the Commercial section

Apartment House Program

Program for clients that operate Garland area Apartment Houses and Buildings with between 10 and 50 units. This program is a package or BOP type policy covering  Basic, Broad or Special perils and with values of $25,000 to $2.5 Million per location in all counties except tier 1.

We provide Building, Contents, Rents, Liability and Crime as well as the tenants contents  extension clause. Risks do not need to be loss free.

Rates are very competitive with other underwriters of this business trade group.

Commercial Property Program

We have a new facility available that will accept most any type of commercial risks with values are up to $5,000,000 per location.


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Contact us today for more information Garland Home Insurance Plus