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Texas Requirements - Fort Bend Auto Insurance

In Texas, the minimum Vehicle Liability Requirements are 30/60/25. That's 30,000 Per accident for bodily injury per person, 60,000 per accident aggregate for bodily injury, 25,000 Property damage liability per covered accident. This provides a total of up to 85,000 for each covered accident.

In order to meet Texas financial responsibility requirements your policy must have at least these limits. The policy must be issued by an insurer authorized to do business within Texas. Although 85 K is the minimum coverage requirements, higher limits are available from most insurers if desired.

Important Notices

As of March 1, 2007, a requirement was enacted that requires insurers doing business in Texas must report all insured's Effective policy dates, Expirations and Cancellations for use by law enforcement. This will enable law enforcement to verify coverage validity at the scene or even before pulling a driver over. This will also enable law enforcement officers to quickly ascertain if the driver has presented them with an Expired, Canceled or otherwise invalid auto insurance card.

If the scenario follows the usage rules currently followed by many other states. Drivers may in the near future find that their drivers license and car or vehicle registration has been automatically suspended due to a loss of, or a lapse in auto insurance coverage even though no traffic violation has occurred. Many states have already implemented this method of use.

Reciprocal Agreements

The days of jumping state lines in order to obtain a drivers license are over. In the past many people after having been suspended in one state, would simply cross into another and obtain a new one. With the age of information technology this is no longer a viable option. The various 50 states have all entered into reciprocal agreements wherein an Applicant will be denied until such time as they have resolved any suspension issues, outstanding tickets and or fines in their previous state of issue.

License Address Update

It is important that your address information be correct and up to date with your Licensing Authority. You will usually receive any notice from them regarding the status of your driving privileges at the home address listed on your license

Many people have found only after months or sometimes years later that they have been driving while Suspended. This is usually the result of outdated address information on file with the State of issue.

Contact us today for more information about Fort Bend Auto Insurance Today.