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Homeowners and Dwelling
Quotes
El Paso Home Insurance
Quotes are with Credit Score or Non Credit Scored factoring, " Yor choice". Good or bad credit is not an issue with our new non scored Hassle Free HOA policy.
Coverage can be effected same day or following day in most cases.
Your Policy can not start before we have received your completed application. For your convenience, an online
El Paso Home Insurance application is in the
forms
page of the web site. The form can be printed or submitted over the web.
If electrical wiring , plumbing and roof have all been updated in the last 20 years then you can get a rating discount by using the first remodeling date as the age of the home. Up to a 10% credit.
Homeowners living on 1 or more acres,
with or without hobby animals, can now qualify for our homeowners program, No need for a Farm and Ranch type policy. If AG sales are less than $5000/yr- you can still go in our Homeowners programs.
We now offer $5000 of accidental water damage coverage on a DP1 on a standard Fire, EC, Vmm policy for a flat $100 AP. This applies to a tenant or owner occupied.
Apartment House
Program for clients that operate Apartment Houses with between
10 and 50 units. This is a package or BOP type policy covering Basic, Broad or Special perils and with values of $25,000 to $2.5 Million per location in all counties except tier 1.
We can provide Building, Contents, Rents, Liability and Crime as well as the tenants contents extension clause. Risks do not need to be loss free.
Rates are very competitive with other underwriters of this business trade group.
Rental property
Residential Rental Property
" For Let " properties in most
cases can be covered on our DP1.
Commercial Property Program
We have a new facility that will accept commercial
risks with values are up to $11,000,000 per location.
The facility is available in
Texas and can be Fire, Ec, Vmm or All Risk with
and
without flood or earthquake.
Not available in tier 1 and 2 areas.
This is a property only program but we can most likely write the general liability and products
also
can be written along with the property.
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