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Texas Requirements - El Paso Car Insurance
In Texas,
the minimum Vehicle Liability Requirements are 20/40/15. That's 20,000
Per accident for bodily injury per person, 40,000 per accident
aggregate for bodily injury, 15,000 Property damage liability per
covered accident. This provides a total of up to 55,000 for each
covered accident.
In order to
meet Texas state financial responsibility requirements your policy must
have at least these limits. The policy must be issued by an insurer
authorized to do business within the state. Although 55,000 is the
state's minimum coverage requirements, higher limits are available from
most insurers if desired.
Failure to Maintain
Currently,
Failure to maintain Financial Responsibility carries a hefty fine and
several other penalties including Suspension of your Drivers License.
An SR22 Filing Requirement is usually imposed before you can get the
suspension lifted. The state has recently instituted an annual fine of
100 dollars that persists for 3 years after the date of suspension
which must be paid in order to maintain your driving
privileges.
As a result
it now typically costs an individual up to 900 dollars or more in fines
and filing fees after an infraction for driving in the state without
adequate Financial Responsibility or Insurance.
License Address Update
It is important
that your Drivers License and Vehicle Registration address information
be correct and up to date with your State Licensing Authority. You will
usually receive any notice from them regarding mailed traffic citations
and other info about the status of your vehicle and driving privileges
at the home address listed on your license
Contact us
today for more
information about El Paso Car
Insurance
Today.
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