Casualty Insurance consists primarily of liability coverage, which protects
contractors against injury or damage claims made by other parties. Policies provide for liability arising out of:
Premises and Operation
Fire Damage Liability (damage by fire to premises rented to insured)
Personal and Advertising Injury
You may want to consider a Business Owners Insurance Package which combines your
Contractors Insurance, Property and other types of coverage into one comprehensive
insurance policy and which can help you save time and money on your total
protection cost. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy
where appropriate. We can tell you more about these plans and if they make sense for you.
COMMERCIAL PROPERTY INSURANCE
Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Property Insurance may cover two types of property losses:
Direct losses may be covered when property is lost, stolen, damaged or destroyed.
Indirect or consequential losses related to direct losses may also be covered.
BUSINESS AUTO INSURANCE
Business auto insurance covers vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships. Business auto plans may be used to insure private passenger autos and all types of trucks, trailers, semi trailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverage and deductibles and about tailoring a Business Auto plan that's right for you and your business.
How We Can Help
Not all insurance policies cover all kinds of
occurrences. For that reason, it is usually important to have a variety of
policies. These can be purchased separately, but they can also be assembled into
a “package” that includes the most common types of commercial coverage.
Insurance Plus offers expert
advice on the selection of the proper insurance for both the new and the more
experienced contractor. We look forward to working with you in the growth of
your business and in serving your risk management needs
Contractors Insurance in Texas.