As a tradesman and a business
owner you know the risks you face are unique. You need an Agent who
agrees with your philosophy. Prompt professional service is what you need when
your under a deadline. Most of our Professional Contracting clients can expect
to confirm and receive evidence of coverage under a new contractors insurance
policy within an hour or 2. Same day or
next day coverage is available on most product markets.
Casualty Insurance consists primarily of liability coverage, which protects
a contractor against injury or damage claims made by other parties. Policies provide for liability arising out of:
Premises and Operations
Fire Damage Liability (damage by fire to premises rented to insured)
Personal and Advertising Injury
Products / Completed Operations
You may want to consider a Business Owners Package which combines your
Liability Insurance, Business Property and other types of coverage into one comprehensive
policy which could help you save time and money on your contractor insurance in
Texas. And, since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella
where appropriate. We can tell you more about these plans and help you decide if
one is right for you.
Commercial Property Insurance covers the risk of property loss in a variety of situations.
Coverage can include commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Property Insurance may cover two types of property losses:
Direct losses may be covered when property is lost, stolen, damaged or destroyed.
Indirect or consequential losses related to direct losses may also be covered.
Business auto insurance covers vehicles that are owned, leased, hired or borrowed by
your contracting businesses, whether you are a contractor, an association, corporations, partnerships or sole proprietorships. Business auto
insurance plans may be used to insure private passenger autos and all types of trucks, trailers, semi trailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverage and deductibles and about tailoring a Business Auto plan that's right for you and your business.
All Insuring Markets that your request are matched with have been prequalified and Rated as B+ or A. Most providers you will find to be A+ Rated Underwriters or Agent Brokers of A Rated Underwriters. The Minimum Company Rating currently accepted is B+. Many Personal Lines liability quotes do not require credit scoring though some markets will decline to quote without it. Most all Commercial lines will require Business or Guarantor Credit Scoring.
How do we do it? We use our experience and expertise in business to bring Consumers together with Respected Insurers to compete for your business. You can Submit your coverage need for a quote online. Have your request professionally compared and matched to multiple coverage providers for the best rate. Buy the policy that's right for your coverage need. Get your quote online or by talking directly with us.
Liability Insurance in broad terms is coverage that can provide protection for certain actions or inactions of the named insured that may result in a financial liability. Direct or indirect losses can arise for which an insured might be held financially liable.
Whatever Profession your in, We offer tailored Professional Liability Coverage for all types of Businesses and Professions. Whether you need Professional Liability Insurance, Commercial zone Buildings, Business Properties, Equipment, Inventory or even your Company Vehicles, we offer products designed especially for the protection of your business interests.
One never knows when a Liability claim may arise our of our daily activities. Personal and work related issues can lead to unexpected consequences. It is not necessary for the professional to be found directly at fault in a claim in order to held financially liable. Often indirect fault can produce a liability. So, a good comprehensive policy is the best choice for ultimate security and protection. Legal defense costs are standard.