Texas Auto Insurance Requirements

The minimum Texas Auto Insurance requirements are 25/50/25. That's 25,000 Per accident for bodily injury per person, 50,000 per accident aggregate for bodily injury, 25,000 Property damage liability per covered accident. This provides a total of up to 75,000 for each covered accident.

In order to meet Texas state financial responsibility requirements your policy must have at least these limits. The policy must be issued by an insurer authorized to do business within the state. Although 75,000 is the state's minimum coverage requirements, higher limits are available from most insurers if desired.

ion has been automatically suspended due to a loss of, or a lapse in auto insurance coverage even though no traffic violation has occurred. Many states have already implemented this method of use.