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Texas Requirements Arlington Auto Insurance

The Texas minimum Vehicle Liability Insurance Requirements are 30/60/25. That's 30,000 Per accident for bodily injury per person, 60,000 per accident aggregate for bodily injury, 25,000 Property damage liability per covered accident. This provides a total of up to 85,000 for each covered accident. To meet Texas financial responsibility requirements, your policy must have at least these limits. The policy must be issued by an insurer authorized to do business within the state. Although 85 K is the minimum coverage requirements, higher limits are available from most insurers if desired or otherwise needed.

Failure to Maintain

Currently, Failure to maintain Financial Responsibility carries a hefty fine and several other penalties including Suspension of your License. An SR22 Filing Requirement is usually imposed before you can get the suspension lifted. Texas has recently instituted an annual fine of 100 dollars that persists for 3 years after the date of suspension which must be paid in order to maintain your driving privileges.

As a result it now typically costs an individual up to 900 dollars or more in fines and filing fees after an infraction for driving without your Arlington Texas Auto Insurance or adequate Financial Responsibility coverage.

State Reciprocal Agreements

The days of jumping state lines to a neighboring jurisdiction in order to obtain a drivers license are over. In the past many people after having been suspended in one state, would simply cross into another state and obtain a New License. With the age of information technology this is no longer a viable option. The various 50 states have all entered into reciprocal agreements wherein an Applicant will be denied a in that state until such time as they have resolved any suspension issues, outstanding tickets and or fines or other pending issues.

License Address Update

It is important that your address information be correct and up to date with your Licensing Authority. You will usually receive any notice from them regarding the status of your driving privileges at the home address listed on your license

Many people have found only after months or sometimes years later that they have been driving on a Suspended License. This is usually the result of outdated address information on file.

 

 

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