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Texas Requirements - Amarillo Auto Insurance
In Amarillo Texas, the minimum Vehicle Liability Requirements are 25/50/25. That's 25,000 Per accident for bodily injury per person, 50,000 per accident aggregate for bodily injury, 25,000 Property damage liability per covered accident. This provides a total of up to 75,000 for each covered accident.
In order to meet Texas state financial responsibility requirements your policy must have at least these limits. The policy must be issued by an insurer authorized to do business within the state. Although 75,000 is the state's minimum coverage requirements, higher limits are available from most insurers if desired.
Failure to Maintain
Currently, Failure to maintain Financial Responsibility carries a hefty fine and several other penalties including Suspension of your Drivers License. An SR22 Filing Requirement is usually imposed before you can get the suspension lifted. The state has recently instituted an annual fine of 100 dollars that persists for 2 years after the date of suspension which must be paid in order to maintain your driving privileges.
As a result it now typically costs an individual up to 900 dollars or more in fines and filing fees after an infraction for driving in the state without adequate Financial Responsibility or Insurance.
Important Notices
As of March 1, 2007, The state has instituted by enacted legislation a requirement that auto insurers doing business within the state must report all insured's Effective policy dates, Expirations and Cancellations to a statewide database for use by law enforcement. This will enable law enforcement to verify coverage validity at the scene or even before pulling a driver over. This will also enable law enforcement officers to quickly ascertain if the driver has presented them with an Expired, Canceled or otherwise invalid auto insurance card.
License Address Update
It is important that your Drivers License address information be correct and up to date with your State Licensing Authority. You will usually receive any notice from them regarding the status of your driving privileges at the home address listed on your license
Many people have found only after months or sometimes years later that they have been driving on a Suspended License. This is usually the result of outdated address information on file with the State of issue.
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