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The Texas Homeowners Insurance Market Is very strong this year says the Department of Insurance. Residents have many options and choices when it come to residential home insurance in Texas.

Texas Home Owners Insurance

Coverage forms for Condo and Residential Risks are available at this time. Forms HOA, HOB, HOC, DP1. Fire.

Programs with Credit Score or Non Credit Scored factoring. Good or bad credit is not an issue with our new non scored "Hassle Free" HOA Policy

Coverage effected same day or following day in most cases.

Coverage can not start before we have received your completed application. For your convenience, an online application is in the forms page of the website. The form may be printed or submitted over the web.

Direct bill is now available on all personal lines.

If electrical wiring , plumbing and roof have all been updated in the last 20 years then you get a rating discount by using the first remodeling date as the age of the structure. Up to a 10% credit.

Are you living on 1 or more acres? With or without hobby animals, you now qualify for our personal lines program, No need for a Farm and Ranch type policy. If AG sales are less than $5000 year you may still go in our personal residential programs.

We now offer $5000 of accidental water damage on a DP1 on a standard Fire, EC, Vmm policy for a flat $100 AP. This applies to a tenant or owner occupied.

Rental Property

Residential Rental Property Insurance" For Let " properties can be covered on DP1. Commercial lines see the Commercial page on this site.

Apartment House Program

For clients that operate Apartment Houses with between 10 and 50 units. This is a package or BOP type policy covering Basic, Broad or Special perils and with values of $25,000 to $2.5 Million per location in all counties except tier 1.

We provide Building, Contents, Rents, Liability and Crime as well as the tenants contents extension clause. Risks do not need to be loss free.

Contact us today for more information about Texas Home Insurance Quotes Online