Texas Home
Owner Insurance - Dwelling
Insurance
Coverage forms for home owner
insurance in Texas are our specialty most Home and Condo Property Risks
Policies are available at this time. Forms HOA, HO1, HO2, HOB, HOC, DP1.
Fire.
Home Insurance Programs are
available with Credit Score or Not Credit Scored factoring. Good or bad
credit is not an issue with our new non-scored Hassle Free- HOA
program
Coverage can be effected same day
or following day in most cases.
Coverage can not start
before we have received your completed application. For your convenience, an
online Texas Home Insurance
application is in the forms page of the web site. The
form can be printed or submitted over the web.
Direct bill is now available on
all personal lines programs.
If electrical wiring ,
plumbing and roof have all been updated in the last 20 years then you can
get a rating discount by using the first remodeling date as the age of the
home. Up to a 10%
credit.
A Home Owner in Texas
Homeowner living on 1 or more acres, with or without hobby animals, can now qualify for our homeowner program, No need for a Farm
and Ranch type policy. If AG sales are less than $5000/yr- you can still go
in our Homeowner programs.
We now offer $5000 of
accidental water damage coverage on a DP1 on a standard Fire, EC, Vmm
policy for a flat $100 AP. This applies to a tenant or owner occupied
home.
Rental Property Insurance
Residential Owner's
Rental Property Insurance " For
Let " Single and
Multi-family up to 8 unit properties in most cases can be
covered on the DP1. Commercial Property Insurance lines see the
commercial Commercial Insurance
section
Apartment
House Program
Program for clients that
operate Apartment Houses with between 10 and 50
units.
This program is a package
or BOP type policy covering Basic, Broad or Special perils and with values
of $25,000 to $2.5 Million per location in all counties except tier
1.
We can
provide Building, Contents, Rents, Liability and Crime as well as the
tenants contents extension clause. Risks do not need to be loss
free.
Rates are
very competitive with other underwriters of this Texas business trade
group.
Commercial
Property Insurance Program
We have a new facility
available that will accept most any type of commercial
risks  where
the property values are up to $5,000,000
per location.
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