Texas Auto Insurance
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Liability Insurance (
limits up to 1 mil )
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Comprehensive, Collision
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Personal Injury Protection
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Medical Coverage
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Uninsured Motorists Coverage
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Property Insurance
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Personal Injury
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Umbrella Coverage up to 2 Million
The minimum requirements for Texas
Liability Insurance is 25,000 Per accident for bodily injury per person,
60,000 per accident aggregate for bodily injury, 25,000 Property damage
liability per covered accident. This provides up to 85 thousand dollars each
occurrence. Additional options such as extended Medical, PIP, comprehensive and
collisions are also available.
In order to meet financial responsibility requirements for your
possible liability. Texas auto insurance liability coverage must have at least
these limits. The policy must be issued by an insurer authorized to do business
within the state. Although 85 thousand is the minimum, higher limits are
available from most insurers if desired.
Failure to Maintain Texas Auto Insurance
Currently, Failure to maintain Financial Responsibility carries a
hefty fine and several other penalties including Suspension. A financial
responsibility Filing
Requirement is usually imposed before you can get the suspension lifted. The
state has recently instituted an annual fine that persists for 2 to 3 years in
order to maintain your driving privileges.
Important Notices
As of April, 2008, there has instituted by enacted legislation a
requirement that all insured's Effective policy dates, Expirations and
Cancellations of Auto Insurance. Texas has a database for use by law
enforcement. This will enable verification of insurance coverage at the scene or even
before pulling a driver over. This will also enable law enforcement officers to
quickly ascertain if the driver has presented them with an Expired or canceled
insurance card.
Drivers may in the near future find that their drivers and
vehicle registration have been automatically suspended due to a loss of, or a
lapse in coverage. Many areas have already implemented this method of use.
License Address Update
It is important that your address information be correct and up
to date with your local Licensing Authority. You will usually receive any notice
from them regarding the status of your driving privileges at the home address we
last listed.
Many people have found only after months or sometimes years later
that they have been driving on a Suspended License. This is usually the result
of outdated information on file.
Our Instant online
Texas Car Insurance Rater will provide Instant Insurance
Quote. Please give it a try. For drivers looking for a quick car insurance rate.
